The Terrible NLA-KGL deal: Full documents of 2019 and 2024 contracts

Attached are the full NLA-KGL contract documents. First is the full 2019 NLA-KGL contract and the second is the current 15-year contract signed in 2024 for KGL’s operation of NLA’s 5/90 lottery online and via USSD in Ghana. We have not included two additional separate 10-year contracts to KGL to operate NLA’s 5/90 lottery in Nigeria and Cote d’Ivoire.
Based on the terms of the 2019 contract, KGL would have paid NLA a total of GHC616million in 2024 when KGL earned GHC3billion in revenues from the NLA business (as confirmed by KGL’s owner). But in the current 15-year contract, KGL was to pay NLA a total GHC116million in 2024. NLA lost a whopping GHC500million.

Please pay attention to the revenue section on page 4 of the 2019 contract. The terms changed completely in the current contract to the disadvantage of NLA.

Note in paragraph 6.0 (page 3) of the 2019 contract that KGL was required to plug its online platform into the NLA’s monitoring platform to ensure that the NLA knows in real time how much sales KGL was making from the NLA’S 5/90 online lottery. This key provision was taken out of the current 15-year contract signed in 2024. The taking out of this key provision meant that NLA was disabled from knowing how much sales KGL was making.

Also note in paragraph 1.5 (page 2 ) of the 2019 contract that KGL was fined GHC 10 million for illegally operating NLA’s 5/90 lottery online.

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